Wednesday, 24 July 2013

Cycle Touring Insurance from Cyclosure & Butterworths

Any recommendations here?
After reading Jon Houseago's cautionary tale about the perils of insuring with AXA, a well-known UK company providing a really poor service, I decided to bump up the level of cover we're taking out, especially because the replacement cost of the bikes would run to a couple of thousand pounds. I can also envisage the scenario of Nordicdude needing repatriation to the UK after coming a cropper on a steep section of the Rallarvegen, when 16" wheels meet a deep rut or boulder at speed, or me repeating my trick of riding into something solid while rooting in my handlebar bag.
  There goes my ride 
.oO There goes my holiday!

Following recommendations on the CTC forums, Cyclosure have won the tender for travel insurance after I dropped them an email (their website is good, but wasn't working too well today). They are specialists in event insurance for amateur cyclists and seem to have a good understanding of customer needs, being cyclists themselves. Yes, they cost more than insurance from the High Street retailers, but I think it's worth it for peace of mind.

Cover for the bikes themselves is now arranged through an annual policy from Butterworth's, the CTC's other recommended insurer - I'm just reading the small print now, because this one costs around 10% of the replacement price for each Brompton...

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